DSP Credit Risk Fund - Regular Plan -Growth

Debt: Credit Risk Open Ended Scheme
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NAV
₹ 53.5902 ₹ 0.02 (0.03 %)
as on 13-05-2026
Asset Size (AUM)
242.06 Cr
Launch Date
May 05, 2003
Invest in this scheme
Investment Objective
The primary investment objective of the Scheme is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the Scheme will be achieved.
Minimum Investment 100.0
Minimum Top-up 100.0
Investment Returns Since Launch in May 05, 2003
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7.57

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.0 %
Expense Ratio
1.18%
Volatility
5.83 %
Fund House
DSP Mutual Fund
Fund Manager
Vivekanand Ramakrishnan, Shalini Vasanta, Kunal Khudania
Key Features
Scheme description
This fund has low risk compared to hybrid funds. It invests minimum of 65% of its assets in coroprate bonds in below highest rated instruments. It is suitable for investors with moderate risk taking ability wanting to earn bit higher over other debt funds. Minimum investment horizon can be few years.
Minimum Purchase Application Amount
Rs. 100.0 (plus in multiples of Rs. 100.0)
Entry Load
Not applicable
Exit Load
NIL - If the units redeemed or switched-out are upto 10% of the units purchased or switched-in within 12 months from the date of allotment, NIL - If units are redeemed or switched out on or after 12 months from the date of allotment, 1% - If units redeemed or switched-out are in excess of 10% of the units purchased or switched-in within 12 months from the date of allotment Note: No exit load shall be levied in case of switch of investments from Direct Plan to Regular Plan and vice versa.
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Fund Performance
Fund's historical return comparison with other asset classes
Profile
Credit Quality Porfolio (%)
SOV 13.47
AAA 11.64
AA 58.01
A 4.79
BBB -
Below BBB -
D -
7.13
Note: AAA includes A1, A includes A2, BBB includes A3.
Scheme Category % of Change
month-on-month
Duration 2.36 2.1 0.11
Maturity 3.31 2.93 0.12
YTM 8.09 8.32 0.01
Other Schemes of the Same Category
DSP Credit Risk Fund - Regular Plan -Growth
BANK OF INDIA Credit Risk Fund - Regular Plan
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth
ICICI Prudential Credit Risk Fund - Growth
Nippon India Credit Risk Fund - Growth Plan
Axis Credit Risk Fund - Regular Plan - Growth
SBI Credit Risk Fund - Regular Plan - Growth
Kotak Credit Risk Fund - Growth
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option
HDFC Credit Risk Debt Fund - Growth Option
Performance

Scheme Performance (%)

Data as on - 13-05-2026

Yearly Performance (%)

NAV Movement

Investment Returns Calculator
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
DSP Credit Risk Fund - Regular Plan -Growth 05-05-2003 9.6 15.76 15.54 11.94 8.02
BANK OF INDIA Credit Risk Fund - Regular Plan 27-02-2015 16.86 11.03 9.54 27.5 2.42
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 05-04-2015 11.6 14.4 11.77 9.74 8.42
ICICI Prudential Credit Risk Fund - Growth 05-12-2010 7.3 8.41 8.04 7.21 7.76
Nippon India Credit Risk Fund - Growth Plan 01-06-2005 7.11 8.24 7.99 8.33 5.92
Axis Credit Risk Fund - Regular Plan - Growth 15-07-2014 6.95 7.97 7.59 6.62 6.67
SBI Credit Risk Fund - Regular Plan - Growth 01-07-2004 6.4 7.68 7.38 6.8 7.14
Kotak Credit Risk Fund - Growth 01-05-2010 6.36 7.19 7.21 5.61 6.54
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option 23-01-2015 6.2 7.63 7.51 8.32 7.45
HDFC Credit Risk Debt Fund - Growth Option 05-03-2014 6.11 7.52 7.25 6.5 7.38
Portfolio Analysis
Portfolio as on
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Sector Allocation (%)
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Company Allocation (%)
Sector Allocation
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